Services

+91- 9717856677 | tarun@parthasarathiinvestments.com

Home Loan

Home Loan is a loan given for the purchase of residential property and it is payable in form of EMIs over long period of time, typically 20 years. The amount of loan that one can borrow depends upon the repayment capacity of the client and also the market value of the property. The property which is being purchased can be a ready property or an under-construction property. Banks also offer loans for purchase a plot, construction of a house or purchase of a commercial property.

Loan Against Property

Banks provide the facility to get funds by mortgaging a residential, commercial or industrial property. Such funds can be availed in the form of a term loan or a overdraft limit. Loan against property are offered for a period of 10-15 years and can be used for a variety of purposes such as business expansion, repaying other high-cost debts, personal uses, acquiring new assets etc.

Mutual Funds

A mutual fund is simply a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. The mutual fund will have a fund manager who is responsible for investing the pooled money into specific securities (usually stocks or bonds). Mutual funds are one of the best investments ever created because they are very cost efficient and very easy to invest in (you don’t have to figure out which stocks or bonds to buy).

Life Insurance

Life insurance is a guarantee that your family will receive financial support, even in your absence. Put simply, life insurance provides your family with a sum of money should something happen to you. It thus permanently protects your family from financial crisis. In addition to serving as a protective cover, life insurance also acts as a tax-saving scheme.